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HOSPITALITY INDUSTRY

Hospitality businesses have a range of potential risks and exposures, we understand the industry so work with our team of Underwriters and submit a quote online.

HOSPITALITY INDUSTRY

Hospitality businesses have a range of potential risks and exposures, we understand the industry so work with our team of Underwriters and submit a liability quote online.

IMPORTANT DOCUMENTS

POLICY WORDINGS

PREFERRED RISK APPETITE

TARGET MARKET DETERMINATION

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FAQ

Frequently Asked Questions and answers

We offer general liability and personal accident & sickness products for the Hospitality sector - our policies are tailored to support various Hospitality occupations.

including General Trades & Services, Motor Trades, Transport, Hospitality, Vacant Land, Property Owners and Small Retailers. Please review our Preferred Risk Appetite.

At ShieldCover, our expertise is your solution. Our liability and accident & sickness products are designed to support occupations in various industries, and together with our team of experienced underwriters, we will work with you to determine a solution for your client.

  • Cover for Restaurant and Café risks
  • Limits options from $5M up to $20M
  • Care, custody & control up to $250,000
  • Competitive premiums
  • Deductibles starting at $250
  • Cover options of 24 hours a day, 365 days a year, or working hours only
  • Compensation for up to 85% of income
  • Business expenses for self employed 
  • Non-Medicare medical expenses for up to $1000 or higher

ShieldCover’s online quoting system is designed so you can quickly and easily receive a quote straight to your inbox with just a few clicks of a button. All you need to do is sign up here, complete the form, and wait for the quote to be sent to you!

Once you have submitted a quote, our system will review your information and return a quote directly to your inbox. The quote will include a direct link back to your online quote and give you to option to Modify, Bind or Decline at the click of a button. Should we require more details from you, one of our underwriters will be in touch.

If your client needs to make a claim, just fill out the General Liability Claim Form or the Accident and Sickness Claim Form and return it to us at hello@shieldcover.com.au

ShieldCover is a division of East West Insurance Brokers Pty Ltd ABN 83 010 630 092, 
Australian Financial Services Licence No. 230041. 

© 2025 ShieldCover | Terms of use

<font color="#d22232" Liability Cover for Accommodation

Our preferred risks include:

  • Motels
  • Bed & Breakfasts
  • Airbnbs
  • Short Term/Holiday Accommodation
  • Glamping

Some of our policy benefits include:

  • Care, Custody & Control up to $250,000
  • Inn Keepers’ Liability up to $100,000
  • Errors & Omissions up to $250,000
  • Limits up to $20M
  • Competitive premiums and deductibles starting at $250
Liability cover for Cafes & Restaurants

Our preferred risks include:

  • Cafes
  • Casual to fine-dining restaurants
  • Coffee shops

Some of our policy benefits include:

  • Care, custody & control up to $250,000
  • Limits up to $20M
  • Competitive premiums and deductibles starting at $250
<font color="#d22232" Liability Cover for

Country Pubs & Licensed Hotels

Our preferred risks include:
  • Country / Rural location
Some of our policy benefits include:
  • Care, Custody & Control up to $50,000
  • Inn Keepers’s Liability yp to $50,000
  • Limits up to $20M
  • Competitive premiums and deductibles starting at $2,500
<font color="#d22232" Liability Cover for

Event Organisers

Our preferred risks include:

  • Annual event organisers
  • One-off events with up to 2,500 attendees

Some of our policy benefits include:

  • Sub-contractor extension available
  • Stall-holders extension available
  • Care, Custody & Control up to $250,000
  • Limits of up to AUD $20M
  • Competitive premiums and deductibles starting at $250
<font color="#d22232" Liability Cover for

Market Organisers

Our preferred risks include:
  • One-off or regular community/farmers market organisers with up to 5,000 attendees
Some of our policy benefits include:
  • Sub-contractor extension available
  • Stall-holders extension available
  • Care, Custody & Control up to $250,000
  • Limits of up to AUD $20M
  • Competitive premiums and deductibles starting at $1,000

Cover for Accommodation

Our preferred risks include: Airbnbs, bed & breakfast, glamping, motels, short term/holiday accommodation.

Some Liability policy benefits include:

  • Care, custody & control up to $250,000
  • Inn keepers’ liability up to $100,000
  • Errors & omissions up to $250,000
  • Limits up to $20M
  • Competitive premiums and deductibles starting at $250
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Some Personal Accident & Sickness policy benefits include:

  • Cover options of 24 hours a day, 365 days a year or working hours only
  • Lump sum payment for accidental death or permanent disablement
  • Compensation for up to 85% of income
  • Broken bones cover available
  • Non-Medicare medical expenses for up to $1,000 or higher
  • Business expenses benefits for self employed
  • Modification expenses up to $10,000
  • Funeral expenses up to $5,000
  • Cover for up to 75 years of age
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Cover for Cafes & Restaurants

Our preferred risks include: cafes, casual to fine-dining restaurants, coffee shops.

Some Liability policy benefits include:

  • Care, custody & control up to $250,000
  • Limits up to $20M
  • Competitive premiums and deductibles starting at $250
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Some Personal Accident & Sickness policy benefits include:

  • Cover options of 24 hours a day, 365 days a year or working hours only
  • Lump sum payment for accidental death or permanent disablement
  • Compensation for up to 85% of income
  • Broken bones cover available
  • Non-Medicare medical expenses for up to $1,000 or higher
  • Business expenses benefits for self employed
  • Modification expenses up to $10,000
  • Funeral expenses up to $5,000
  • Cover for up to 75 years of age
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Cover for Market Organisers

Our preferred risks include: one-off or regular community/farmers market organisers with up to 5,000 attendees.

Some Liability policy benefits include:

  • Sub-contractor extension available
  • Stall-holders extension available
  • Care, custody & control up to $250,000
  • Limits up to $20M
  • Competitive premiums and deductibles starting at $1,000
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Some Personal Accident & Sickness policy benefits include:

  • Cover options of 24 hours a day, 365 days a year or working hours only
  • Lump sum payment for accidental death or permanent disablement
  • Compensation for up to 85% of income
  • Broken bones cover available
  • Non-Medicare medical expenses for up to $1,000 or higher
  • Business expenses benefits for self employed
  • Modification expenses up to $10,000
  • Funeral expenses up to $5,000
  • Cover for up to 75 years of age
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Cover for Mobile Food Carts

Our preferred risks include: small retailers selling manufactured/handmade products either online or to physical retail shops.

Some Liability policy benefits include:

  • Care, custody & control up to $250,000
  • Inn keepers’ liability up to $100,000
  • Errors & omissions up to $250,000
  • Limits up to $20M
  • Competitive premiums and deductibles starting at $250
QUOTE NOW

Some Personal Accident & Sickness policy benefits include:

  • Cover options of 24 hours a day, 365 days a year or working hours only
  • Lump sum payment for accidental death or permanent disablement
  • Compensation for up to 85% of income
  • Broken bones cover available
  • Non-Medicare medical expenses for up to $1,000 or higher
  • Business expenses benefits for self employed
  • Modification expenses up to $10,000
  • Funeral expenses up to $5,000
  • Cover for up to 75 years of age
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Cover for Takeaway Operators

Our preferred risks include: small retailers selling manufactured/handmade products either online or to physical retail shops.

Some Liability policy benefits include:

  • Care, custody & control up to $250,000
  • Limits up to $20M
  • Competitive premiums and deductibles starting at $250
QUOTE NOW

Some Personal Accident & Sickness policy benefits include:

  • Cover options of 24 hours a day, 365 days a year or working hours only
  • Lump sum payment for accidental death or permanent disablement
  • Compensation for up to 85% of income
  • Broken bones cover available
  • Non-Medicare medical expenses for up to $1,000 or higher
  • Business expenses benefits for self employed
  • Modification expenses up to $10,000
  • Funeral expenses up to $5,000
  • Cover for up to 75 years of age
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<font color="#d22232" Including

but not limited to:

  • Budget Accommodation
  • Event Organisers
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Hospitality Policy Wording